Dealing with Insurance Companies After an Accident

Dealing with your car insurance company after a car crash can be a time consuming hassle.  Dealing with the insurance company of the person who crashed into your car can be even more difficult.

Contacting your insurance company is an important step to take after any auto accident in Alabama.  Failure to do so can result in higher premiums or getting dropped by your insurance company entirely.  Contacting to report an auto accident is important, but that is as far as you should go until you have hired an experienced auto accident lawyer.  The Alabama accident attorneys at the law firm of Wettermark & Keith, LLC., have years of experience in dealing with insurance companies.  Our accident lawyers know all of the tricks insurance claim adjusters use to delay or deny your claim, and we will not back down until you have received the full compensation you are due.

If you were injured in a car accident, it is very likely that an insurance adjuster will call you within a few days after your injury.  The adjuster will ask if he can take a recorded statement or ask to record your conversation.  The adjuster may say that it is part of the normal procedure adn you can not proceed without it.  This is not true. Regardless of what the adjuster claims, you are under no obligation to give a recorded statement.  Do not give a recorded statement until you have spoken an experienced Alabama car accident attorney at the law offices of Wettermark & Keith, LLC.  Our attorneys will help you answer the questions and make sure that your claim remains protected.

The insurance claims process takes a bit of time, since the insurance company will thoroughly investigate your claim.  They will gather evidence, establish responsibility for the accident and determine whose coverage will take care of the claim.  Either way, depending on your coverage, your company will usually determine the amount of the claim.  You’ll then agree on a settlement amount.

When you do contact your insurance company after a car accident, provide them with all of the pertinent information they request and be truthful when talking to your insurance company.  Do not admit fault, as stated above do not provide a personal or recorded statement, do not agree to sign any documents, and do not accept a settlement.  Insurance companies hope you will believe and actively try to convince you that handling auto accident claims is a simple matter that does not require the assistance of a personal injury attorney, who specializes in motor vehicle accident claims.  If you feel that you are in a situation where the claims adjuster is trying to lower the amount to settle with you for your claim, contact an experienced auto accident attorney at the law offices of Wettermark & Keith, LLC.

Alabama has a “contributory negligence” doctrine, which means that if you share any fault at all for an accident, even as little as 1%, you could be barred from recovering compensation for your damages.  If we find that the other driver is at fault, rest assured that we are not afraid to play hard ball with the adverse auto insurance company in order to safeguard your interests during and insurance dispute.

The Alabama auto accident attorneys at Wettermark & Keith, LLC. represent each and every client with the utmost respect, compassion, and employ the thorough legal expertise need to make their case a success.  If you have been injured or lost a loved one due to the negligence of another person in a car accident, contact our top injury lawyers today.  We will help you deal with insurance companies and together we can seek a financial compensation figure that meets your needs as a victim and can continue to provide for you, long after this ordeal is over.

If you wish to speak to us directly, feel free to call one of our three branches. Birmingham Office 205.933.9500, Huntsville Office 256.536.8010 or our Montgomery Office 334.284.0014. Call us today for a free case evaluation.